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| Lender | Initial Rate | Mortgage Type | Duration | Subsequent Rate | Overall Cost for Comparison | Notes | Get Quote |
|---|---|---|---|---|---|---|---|
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5.74%
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3 Year Tracker
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3 years
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6.49%
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6.4% APR
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Only available Online. A reservation fee of £599 applies. 1st 3 years early repayment charges apply. 3 year tracker rate mortgage will be 0.74% above the variable Bank of England base rate for the deal term.
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6.45%
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Off Set Mortgage
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25 years
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6.70%
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6.70%
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The One account combines your mortgage and salary (and, only if you wish, any savings) into one place. This enables your money to work much harder reducing your overall mortgage balance. I.E You Save money by not incurring interest on your mortgage by the amount that is in your current account.
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5.69%
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Tracker
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Lifetime of Mortgage
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5.69%
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5.90% APR
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0.69% above Barclays Bank Base Rate for its entire term.There is a £995 application fee.Maximum loan size £500,000.
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5.74%
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Discount
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Variable until 30 September 2010
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7.29%
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7.30% APR
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Up to 75% LTV mortgages available.When the discount period finishes, you will pay just 2.29% above the Bank of England base rate (currently they'd pay 7.29%)
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5.97%
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Fixed
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Until 30 September 2010
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7.29%
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7.40% APR
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Up to 75% LTV mortgages available.Minimum overpayment is £200. Overpayments of up to 10% allowed each year during the discount period - without charge.
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6.39%
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Tracker
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Term
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6.39%
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6.60% APR
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This product has a minimum loan amount of £75,000 and an arrangement fee of £799. BBR +1.39% for mortgage term.
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6.44%
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Fixed
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10 years
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6.44%
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6.90% APR
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LTV 85% Reservation fee of £495. Minimum advance £75.000.
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| Lender | Initial Rate | Mortgage Type | Duration | Subsequent Rate | Overall Cost for Comparison | Notes | Get Quote |
|---|---|---|---|---|---|---|---|
| First Active | 5.74% | Discount | Variable until 30 September 2010 | 7.29% | 7.30% APR | Up to 75% LTV mortgages available.When the discount period finishes, you will pay just 2.29% above the Bank of England base rate (currently they'd pay 7.29%) | Quote > |
| Lender | Initial Rate | Mortgage Type | Duration | Subsequent Rate | Overall Cost for Comparison | Notes | Get Quote |
|---|---|---|---|---|---|---|---|
| Woolwich Mortgages | 5.87% | Fixed | Until 31.10.18 | 5.95% | 6.10% APR | This product has a reasonable booking fee of £995, max LTV 60%. | Quote > |
| First Active | 5.97% | Fixed | Until 30 September 2010 | 7.29% | 7.40% APR | Up to 75% LTV mortgages available.Minimum overpayment is £200. Overpayments of up to 10% allowed each year during the discount period - without charge. | Quote > |
| Royal Bank of Scotland | 5.99% | Fixed | Until 30 September 2010 | 7.19% | 7.40% APR | 2 year fixed (£999 fee), 0-75% LTV.Overpayments of up to 10% allowed each year during the deal period - without charge. | Quote > |
| Astra Mortgages | 6.44% | Fixed | 10 years | 6.44% | 6.90% APR | LTV 85% Reservation fee of £495. Minimum advance £75.000. | Quote > |
| Lender | Initial Rate | Mortgage Type | Duration | Subsequent Rate | Overall Cost for Comparison | Notes | Get Quote |
|---|---|---|---|---|---|---|---|
| Woolwich | 5.69% | Tracker | Lifetime of Mortgage | 5.69% | 5.90% APR | 0.69% above Barclays Bank Base Rate for its entire term.There is a £995 application fee.Maximum loan size £500,000. | Quote > |
| Royal Bank of Scotland | 5.99% | Fixed | Until 30 September 2010 | 7.19% | 7.40% APR | 2 year fixed (£999 fee), 0-75% LTV.Overpayments of up to 10% allowed each year during the deal period - without charge. | Quote > |
| Astra Mortgages | 6.99% | Tracker | Term | 6.99% | 7.20% APR | LTV 75%.BBR +1.99% for mortgage term. £299 fee. | Quote > |
| Astra Mortgages | 6.74% | Tracker | Term | 6.74% | 7.00% APR | Bank of England base rate (currently 5%) +1.74% for mortgage term then 3% of bal. outstanding in the first 2 years. | Quote > |
| Birmingham Midshires | 7.79% | Medium Adverse – Tracker | 3 years | 7.89% | 8.40% APR | Fee payable of 1.5% of the total loan, and a 25% deposit will be required. | Quote > |
| Lender | Initial Rate | Mortgage Type | Duration | Subsequent Rate | Overall Cost for Comparison | Notes | Get Quote |
|---|---|---|---|---|---|---|---|
| Chelsea Building Society | 6.99% | Discount | Term | 6.99% | 7.40% APR | Variable rate discount of 0.25% off the standard variable rate for the term of the mortgage | Quote > |
| Birmingham Midshires | 7.79% | Medium Adverse – Tracker | 3 years | 7.89% | 8.40% APR | Fee payable of 1.5% of the total loan, and a 25% deposit will be required. | Quote > |
| Lender | Initial Rate | Mortgage Type | Duration | Subsequent Rate | Overall Cost for Comparison | Notes | Get Quote |
|---|---|---|---|---|---|---|---|
| Woolwich | 6.09% | Offset Tracker | Term | 6.09% | 6.30% APR | Offset Tracker at BBBR +1.09%.Max LTV 60% only.Application fees £995. | Quote > |
| Woolwich Mortgages | 6.59% | Tracker | Term | 6.59% | 7.00% APR | This product will require a 25% deposit. The application fee will be 1.5% of the loan amount, with a minimum fee payable of £1500. | Quote > |
| NatWest | 6.69% | Fixed | Until 30 September 2010 | 7.69% | 8.20% APR | 2 year fixed Remortgage 75% (£1,999 fee)£25,000.Maximum LTV is 75% .No basic legal or valuation fees. | Quote > |
| Astra Mortgages | 6.99% | Tracker | Term | 6.99% | 7.20% APR | LTV 75%.BBR +1.99% for mortgage term. £299 fee. | Quote > |
| Astra Mortgages | 7.04% | Tracker | Term | 7.04% | 7.30% APR | Bank of England base rate (currently 5%) +2.04 % for mortgage term. Then 3% of bal. outstanding in the first 2 years. | Quote > |
| Lender | Initial Rate | Mortgage Type | Duration | Subsequent Rate | Overall Cost for Comparison | Notes | Get Quote |
|---|---|---|---|---|---|---|---|
| Astra Mortgages | 6.99% | Tracker | Term | 6.99% | 7.20% APR | LTV 75%.BBR +1.99% for mortgage term. £299 fee. | Quote > |
| Royal Bank of Scotland | 7.54% | Fixed | Until 30 September 2010 | 7.19% | 7.70% APR | Up to 95% LTV available (90% LTV for interest only, 85% LTV for new build properties). | Quote > |
| Astra Mortgages | 7.04% | Tracker | Term | 7.04% | 7.30% APR | Bank of England base rate (currently 5%) +2.04 % for mortgage term. Then 3% of bal. outstanding in the first 2 years. | Quote > |
| Birmingham Midshires | 7.79% | Medium Adverse – Tracker | 3 years | 7.89% | 8.40% APR | Fee payable of 1.5% of the total loan, and a 25% deposit will be required. | Quote > |
