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Editors Choice

The only Business Credit Card to offer Cash Back on all Purchases makes this our Editors Choice...

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Advice

FREE Worldwide Annual Travel Insurance

Introductory Offer

Balance Transfer Rate:
N/A
Balance Transfer Fee:
N/A
Purchase Rate:
0% for 5 mths

Typical APR

Purchases:
15.9% p.a.
Balance Transfers:
15.9% p.a.
Cash Advance:
N/A p.a.
Annual Fee:
£50 p.a.

Standard Features

Credit Limit:
£50,000
Interest Free Days:
Up to 57 days
Online Banking:
Yes

Approval Criteria

  • You have been running your own business for more than 2 years

Advice

No Annual Fee with this card.
It is possible to have multiple cards on this account

Rewards

Receive Discounts at selected stores

Introductory Offer

Balance Transfer Rate:
0% for 12 mths
Balance Transfer Fee:
3%
Purchase Rate:
0% for 3 mths

Typical APR

Purchases:
15.9% p.a.
Balance Transfers:
15.9% p.a.
Cash Advance:
20.9% p.a.
Annual Fee:
£0 p.a.

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
Up to 57 days
Online Banking:
Yes

Approval Criteria

  • Your Company has a current UK Bank account
  • Your company has a Good Credit History
  • You are a permanent resident/citizen of the UK
  • Your company has been active for over 2 years

Advice

Yearly membership fee of just £29. It is possible to have multiple cards on this account.

Introductory Offer

Balance Transfer Rate:
0% for 9 mths
Balance Transfer Fee:
3%
Purchase Rate:
0% for 3 mths

Typical APR

Purchases:
17.9% p.a.
Balance Transfers:
17.9% p.a.
Cash Advance:
20.9% p.a.
Annual Fee:
£29 p.a.

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
Up to 57 days
Online Banking:
Yes

Cashback

Standard Cashback Rate:
0.50%

Approval Criteria

  • Your Company has a current UK Bank account
  • Your company has a Good Credit History
  • You are a permanent resident/citizen of the UK
  • Your company has been active for over 2 years

Advice

Annual Fee = £69.
It is possible to have multiple cards on this account

Rewards

£1 = 1 Air Mile

Introductory Offer

Balance Transfer Rate:
0% for 12 mths
Balance Transfer Fee:
3%
Purchase Rate:
0% for 3 mths

Typical APR

Purchases:
17.9% p.a.
Balance Transfers:
17.9% p.a.
Cash Advance:
20.9% p.a.
Annual Fee:
£69 p.a.

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
Up to 57 days
Online Banking:
Yes

Approval Criteria

  • Your Company has a current UK Bank account
  • Your company has a Good Credit History
  • You are a permanent resident/citizen of the UK
  • Your company has been active for over 2 years
ProviderAccountAERFree Banking DurationInterest PaidOfferApply
Business Account
8%
for Unlimited
Monthly
FREE day-to-day banking forever
Free Business Current Account
5.73%
for Unlimited
Monthly
Free day to day banking & 5.73% interest on credit balances
New Business Start up Account
2.75%
for 18 mths
Monthly
18 months FREE business banking
Business Builder Current Account
0%
for 24 mths
Monthly
2 years FREE business banking with NO charges
Established Business Switch Account
2.75%
for 6 mths
Monthly
Move your existing Account & Get 6 months FREE banking
Abbey - Business Account
  • CALL 0845 606 0875 TO APPLY
  • 8% AER for the first 12 months on balances up to £2,500 when you use the Account Transfer Service
  • Free day to day banking includes:
    • Unlimited direct debits, standing orders and bill payments
    • Unlimited debit card payments
    • Unlimited automated BACS credit
    • Unlimited transfers between linked Abbey accounts
    • 100 cheque deposits per month
    • 100 cash and cheque withdrawals per month
    • £3,000 in cash deposited per month
  • Competitive tiered interest rates on credit balances, calculated daily and paid monthly, currently up to 3.00% AER
  • Operate the account through the internet, by phone, by post and ATMs
  • Cheque book, paying in book, debit card and regular statements
  • No monthly charge
  • No minimum balances
  • No minimum amount required to be paid in each month
  • Free access to Relationship Managers as your business grows
  • Authorise others to operate the account on your behalf
Alliance Leicester - Free Business Current Account
  • Awarded ‘Best Business Current Account Provider’ for 6 years year running
  • Earn a market-leading 5.73% AER* (variable) credit interest on balances up to £1,000.
  • FREE & UNLIMITED day to day banking:
  • FREE & UNLIMITED Direct Debits
  • FREE & UNLIMITED standing orders
  • FREE & UNLIMITED automated transactions
  • FREE & UNLIMITED cheques issued and deposited
  • FREE cash deposits up to £4,000 each month, then it is just 35p per £100
  • Bank online, over the phone or via the post, plus you can pay in or withdraw money at any Alliance & Leicester branch or Post Office.
  • Free online practical business advice, in conjunction with BusinessLink.
Lloyds TSB - New Business Start up Account
  • 18 months free day-to-day banking and support from your own business manager.
  • During the first 18 months you will not be charged for:
  • - Paying in or taking out cash
  • - Paying in or issuing cheques
  • - Paying standing orders and direct debits
  • There is no limit on the number of deposits or withdrawals, and you do not need to keep a minimum balance in your account to qualify.
  • When your free banking period ends choose either 'Business Extra Tariff' or 'Electronic Business Tariff'.
  • You can stay on same tariff and earn credit interest at the Bank of England base rate less 2.5 percent.
Alliance Leicester - Business Builder Current Account
  • 2 years FREE business banking
  • No minimum balance of funding requirements
  • No standard transaction charges
  • FREE Internet business guidance service
  • FREE legal and tax advice
  • Bank by Internet, fax, phone or at 14,000 Post Offices
Lloyds TSB - Established Business Switch Account
  • Smooth move guaranteed or £50 back!
  • Interest free overdraft of up to £5,000 while moving
  • During the first 6 months you will not be charged for:
  • - Paying in or taking out cash
  • - Paying in or issuing cheques
  • - Paying standing orders and direct debits
  • There is no limit on the number of deposits or withdrawals, and you do not need to keep a minimum balance in your account to qualify.
  • When your free banking period ends choose either 'Business Extra Tariff' or 'Electronic Business Tariff'.
  • You can stay on same tariff and earn credit interest at the Bank of England base rate less 2.5 percent.
 

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