Advice
With Flexi-Rate® - you control the APR you pay. If you pay more off your balance in one month Barclaycard will lower your APR in the following month.
The rates are as follows:
Pay 3% of balance = 14.9% Next Month
Pay 8% of balance = 12.9% Next Month
Pay 13% of balance = 9.9% Next Month(max)
Introductory Offer
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Balance Transfer Rate:
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0% for 14 mths
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Balance Transfer Fee:
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2.90%
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Purchase Rate:
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0% for 3 mths
Typical APR
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Purchases:
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14.9% p.a.
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Balance Transfers:
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14.9% p.a.
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Cash Advance:
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27.9% p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 56 days
- Online Banking:
- Yes
Approval Criteria
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You are at least 21Years of Age
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You have a Good Credit History
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You are a permanent resident/citizen of the UK
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You have a bank or building society account
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You have an income over £20,000 p.a