Credit cards
0% interest on balance transfers and purchases
You could stop paying interest on other credit and store cards. Transfer your outstanding balances to a NatWest Credit Card today and we won't charge you a single penny in interest for 13 months.
There's just a 2.9% fee when you transfer a balance during the first three months from account opening, with a minimum fee of £5.
You could even afford to treat yourself too, with 0% interest on all your purchases for six months.
Student Credit Cards do not permit balance transfers or qualify for 0% introductory rates on purchases.
A simple way to manage your finances and ideal as your first card, if you're over 18 and earning £10,000 per year.
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Go for Gold and receive some valuable benefits, such as overseas medical and legal assistance, as standard. You should be over 21 and earning at least £20,000 per year to apply.
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Our Platinum Card not only compliments your status, but offers travel discounts and protection against fraud and identity theft to those over 25 and earning at least £25,000 per year.
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It's not always easy managing your money, but our Student Card is designed to help you make the most of it. You should be over 18 and have a NatWest Student Current Account to apply.
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If you are looking for a more premium credit card, consider our NatWest Black Card or our Private Banking Credit Card.
These cards are reserved for those earning over £75,000 per year.
To find out more visit either our Black Card site or our Private Banking site
To benefit from the full period of any special offer, including any introductory special offers, you must not break any term of your credit card agreement.
Our Pricing Policy
The APR and interest rates we offer are determined by an analysis of your application details along with your credit and repayment history (as verified by independent credit reference agencies).
This analysis may mean that you don't receive the advertised typical APR as detailed on this page / in our Summary Box though please be advised that over two thirds of our customers will receive our advertised typical APR. If you don't receive the typical APR your APRs for purchases, balance transfers and money transfers will all either be 16.9% or 19.9%.
All customers will receive the introductory offer of 0% for 13 months on balance transfers and 0% for 6 months on purchases.
Call us
You can call us on 0800 096 0220. Minicom 0800 028 5304.
Monday to Friday 8am-8pm, Saturday 9am-6pm (excluding public holidays).
Calls may be recorded.